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insurance

Why income protection is as important as redundancy cover

Why income protection is as important as redundancy cover

by amanda | Jan 17, 2024 | business, insurance, small business insurance

Much like a redundancy package, designed to help you cover regular outgoings until you find other work, income protection insurance ensures that things like your mortgage or rent and household bills are covered if you are unable to work due to illness or injury But...
Do I really need public liability insurance?

Do I really need public liability insurance?

by amanda | Dec 12, 2023 | business, insurance, small business insurance

The short answer is no. While public liability insurance is not strictly a legal requirement, it can be cost-effective to have cover in place. Whether you’re a sole trader, a huge global organisation or a small business, public liability can help you cover costly...
The pitfalls of not getting the right insurance for your business

The pitfalls of not getting the right insurance for your business

by amanda | Nov 6, 2023 | business, insurance, small business insurance

When it comes to insurance, it’s always better to be safe than sorry, but with limitless options out there, it’s all too easy to get overwhelmed and opt for a policy that could mean you’re not adequately covered leaving you and your business vulnerable. In this...
Letting Agent Fees for Landlords

Letting Agent Fees for Landlords

by Jo Coates | Oct 10, 2023 | landlord insurance, business, insurance

Many landlords do not have the time to manage their properties, and therefore call on the services of a letting agent. Letting agents bridge the gap between the tenant and the landlord. They are typically responsible for vetting potential tenants, the upkeep of the...
What’s the Difference Between a Sole Trader and a Limited Company?

What’s the Difference Between a Sole Trader and a Limited Company?

by Jo Coates | Aug 22, 2023 | small business insurance, business, insurance

When you set up a new business, you will need to make an important decision about its legal structure, as to whether you choose to become a sole trader or a limited company. It can be difficult to get your head around the options available to you, but understanding...
Why Use an Insurance Broker?

Why Use an Insurance Broker?

by Jo Coates | May 31, 2023 | business, buildings insurance, car insurance, cyber insurance, insurance, landlord insurance, small business insurance

The insurance market is convoluted and complex, which is why it is often beneficial to speak to an expert who specialises in this field. An insurance broker is, in short, a regulated financial adviser with a focus on general insurance. If you are looking for a...
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